How did I save money today?

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I have been referred to two different specialists in Brisbane which is over 9 hours drive away.
I keep getting passed on like a hot potato or a sweaty stick of tnt.
No one wants to admit they don't want to operate because they're frightened I'll die on the table.
I'm not frightened of dying on the table - I'm terrified of being turned into a vegetable.
I have worked in locked dementia and palliative care so I know what it looks like and I'm
having none of it.
Better a clean death than that or just not even bother going under a GA to start with.

Wow, I can't believe your still having problems being cared for .
I sure was hoping to hear that some of your health issues were being seen to.
Prayers for you Tank Girl...


Jim
 
@Tank-Girl I had no idea you had been ill. Judging by how much you accomplish, I would have thought you were a healthy 30 year old! Whatever your case, I hope you are not in pain and that you are able to find suitable health care soon.

Actually one of the specialists is a chronic pain specialist which just drives me nuts.
Driving to see my surgeon takes an hour and a half and I'm nauseous, pale and sweating once I get there because I drive unmedicated.
They want to subject me to a 9 hour + trip. If I could make it and still be in any way functional I don't need a pain specialist I need a paracetamol and a lay down.

I have a small amount of energy given to me everyday and I am best in the mornings.
I plan what I need to do and if I run out of puff I run out of puff and I carry on the next day.

My condition is genetic, degenerative and incurable.
I don’t let it stop me.
 
Actually one of the specialists is a chronic pain specialist which just drives me nuts.
Driving to see my surgeon takes an hour and a half and I'm nauseous, pale and sweating once I get there because I drive unmedicated.
They want to subject me to a 9 hour + trip. If I could make it and still be in any way functional I don't need a pain specialist I need a paracetamol and a lay down.

I have a small amount of energy given to me everyday and I am best in the mornings.
I plan what I need to do and if I run out of puff I run out of puff and I carry on the next day.

My condition is genetic, degenerative and incurable.
I don’t let it stop me.
Like the others I didn't realize you were still ill.
But I'm glad you keep plugging way.
 
Getting back on topic.......

Day 14 of no spend.

Good for you.

About 15 months or so ago I started a job where they did not want me to carry a wallet or cards or things that identified me. Eventually it became a habit and my wallet remained on my dresser and my driver's license stayed in my car. I would only take a small amount of cash with me, like $10-20. My spending went way down and my monthly stipend started to roll over month after month. Well, that is until my wife decided I didn't need it and stopped giving it to me. Still I was spending roughly $100 a month on this or that, and now I am somehow still living the same life and not spending that money. Makes me wonder what I was buying with it. Probably food and beverages.
 
We have a number of police officer friends who say the same thing @Sentry18 and one who was financially challenged after his wife had to go into private hospital care after having a baby. He sat down and worked out what he spent his money on and how much and he realised with drinks and chocolate bars while on duty it came to a huge amount each month and he has now stopped doing it as much but does have the occasional treat :) . He says their family budget is so much better now as police officers don't earn a huge wage here at all. I think it comes with the job where most times you are always on the road during the day.
 
Huge opening salvo on the debt on this pension day.

I discovered I'm 10 weeks ahead on my rent so I sacrificed a fortnight's rent to the debt.
Also every pension $50 is garnished by the government out of my pension before I get it
because it's a government debt caused by glitch that caused me to be overpaid.

So today I paid $500 out of my pension along with the $50 that is garnished to make $550 thrown at the debt.

$873 left to pay.

$20 left for groceries because I filled the car with fuel last pension.
 
Spent $24.80 at Wal-Mart for pint canning jars, another pair of pants, onions, green peppers, white distilled vinegar, red onions, garlic.
Breakdown as follows:
Pants-$7
Red onions-2 pounds-$1.98
White onions-2 pounds-$1.31
Green bell peppers- 3-$2.16(76 cents each)
Whole Garlic-$1.48
Gallon of White distilled vinegar-$2.64
1 case of pint canning jars-$7.96
Grand total: $24.80
 
Today the lovely Mrs. Sentry18 stopped to but me some Coke Zero for my office kitchenette (yes, I know it's unhealthy). Store was having a 3 for $10 sale. She got to the checkout and had accidentally grabbed 2 Coke Zeros and 1 Cherry Coke Zero. Apparently the computer wouldn't read the barcode on the Cherry Coke Zero so she got that one for free and still only had to pay $6.67 for the other 2 packs of soda. Before when I was buying soda from the vending machine I was getting perhaps 10-12 bottles a month and spending $15.00-$18.00 or more. I really need to just drink filtered water, which is free, but I am not there yet.

Coke No Sugar.png
 
@Tank-Girl could you possibly sacrifice another fortnights rent since you are ahead and pay off another $550 off next fortnight ? to get the bill almost finished and get the last bit paid with garnishing payments ? might make it easier on you. You could then just gradually get the rent ahead in the coming weeks and months.
 
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Instead of taking various kids to daycares, after-school programs, hiring babysitters, sitting kids in front of the TV, etc., etc. I vetted and hired a Nanny who is a college student working on becoming an elementary school teacher (this one is our 3rd Nanny). She get's $13/hr plus room, board, and a vehicle to use. In the summer we get a full time child care provider who is trustworthy, only presents the viewpoints we want presented, spends time all summer keeping our children's minds working, takes the kids on both fun and educational adventures when we are at work, mows the lawn 1-2x a month, helps clean the house with the kids, does some shopping for us, and helps transport kids to and from events, classes, and programs. In the winter she becomes our live in babysitter as she puts more focus into her education, but she still helps out a lot around the house and with the kids. My wife did the math some years ago and we found that hiring a Nanny would save us quite a bit of money over using a multitude of services and running our house with one less adult. We have had a Nanny ever since.
 
...My wife did the math some years ago and we found that hiring a Nanny would save us quite a bit of money over using a multitude of services and running our house with one less adult. We have had a Nanny ever since.
Sometimes people just don't run the numbers.
Know what I did to save money Friday?
I got a pedicure.
Now, I know what you all are thinking, "that's about the laziest, spoiled, waste of money I've ever heardgaah".
For someone who is prone to growing ingrown-toenails, I have found it is far better to have a professional tend to them, than me.
Once every 2 months $23 spares me worrying about the agony and expense of having a podiatrist cut out an ingrown that has grown 1/4" down into my toe:eek:.
While I have never paid a dime for 'comprehensive coverage' on any vehicle I have ever owned, I will gladly pay $23 every 2 months for ingrown-toenail 'insurance':thumbs:.
It's actually far cheaper in the long run.
 
Sometimes people just don't run the numbers.
Know what I did to save money Friday?
I got a pedicure.
Now, I know what you all are thinking, "that's about the laziest, spoiled, waste of money I've ever heardgaah".
For someone who is prone to growing ingrown-toenails, I have found it is far better to have a professional tend to them, than me.
Once every 2 months $23 spares me worrying about the agony and expense of having a podiatrist cut out an ingrown that has grown 1/4" down into my toe:eek:.
While I have never paid a dime for 'comprehensive coverage' on any vehicle I have ever owned, I will gladly pay $23 every 2 months for ingrown-toenail 'insurance':thumbs:.
It's actually far cheaper in the long run.

Every 2 months for me too except the VA covers it if I go to the clinic.
 
Every 2 months for me too except the VA covers it if I go to the clinic.
Maybe we can get a few more men to come out of the closet.
Peddies are not just for women any more.
I just chalk mine up to "Required Maintenance" on a high-mileage chassis:).
 
Good on you @MoBookworm1957 keep up the great work.

@Caribou and @Supervisor42 sometimes it is part of self reliance is to look after ourselves. DH had his two big toes operated on as they constantly had ingrown nails from the accident he had and they were that thick he couldn't cut them almost. He hasn't had any problems since but if you can avoid the operations it is much more cost effective and pain relieving.

@Sentry18 yes daycare, afterschool care and the like cost a fortune now so I am not surprised that hiring a fulltime nanny saves in the budget.
 
Busted on Saturday night and purchased a grocery e-gift card for our grocery shop on or around the 10th of September but saved 5% off the face value and gave us $13.89 in free groceries which is wonderful.

We are on day 2 of not spending any money today. Most likely we will bust tomorrow as we have to get a top up on DH's medications.
 
Maybe we can get a few more men to come out of the closet.
Peddies are not just for women any more.
I just chalk mine up to "Required Maintenance" on a high-mileage chassis:).
It is difficult for me to bend over to clip my own toe nails. If I can get to my toes they wind up bloody as I can't feel my feet. The podiatrist has an assistant that schedules me in every two months and if she sees something the doctor needs to do she works me in on the doctors schedule. I'm diabetic and as such I need to take special care of my feet. When they start amputating toes it is the beginning of the end for a diabetic. Foot care is more than just luxury. If you don't go to a professional have someone check out your feet regularly, especially if you are diabetic.
 
It is difficult for me to bend over to clip my own toe nails. If I can get to my toes they wind up bloody as I can't feel my feet. The podiatrist has an assistant that schedules me in every two months and if she sees something the doctor needs to do she works me in on the doctors schedule. I'm diabetic and as such I need to take special care of my feet. When they start amputating toes it is the beginning of the end for a diabetic. Foot care is more than just luxury. If you don't go to a professional have someone check out your feet regularly, especially if you are diabetic.
Yep. Add to that the fact that we older people are all taking blood-thinners, everything changes.
I'm totally good with it because I have friends that have had strokes.
I only take a low-dose 81mg aspirin. No big deal, right? WRONG! I nick myself shaving back in the old days, took 20-seconds to stop bleeding. Today, make that 10-minutes, or more:eek:.
I have plenty of blood, but it scares people when something that should be just a few dots on a tissue ends up looking like I have been fighting with Freddy Krueger...
FreddyK.JPG
 
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Husband in the same boat. Diabetic, thick nails, on blood thinner. His podiatrist does his nails.
Tell him he still gets to keep his 'Man-card':D.
 
Busted today and purchased some discounted bread rolls and topped up on some groceries being cocoa powder and chocolate baking chips that they always seem to be short of so we bought a carton of each.

This however is the bargain of the day from the op shop that was clearing out all their winter wear I paid $5 in total for 1 brand new with tags pair of jeans, 1 brand new with tags set of work jeans (hard yakka) with 50+ UV rating, another near new hardly worn pair of jeans, a tracksuit top, and a pair of 3/4 cotton capris and a wool jacket that just needs me to put a second button on. All up saving $213.02 over buying them new with more than half these items new or near new condition.

The price of the new work jeans alone are anywhere from $50 - $65 per pair :eek:

They also had a trolley load of red capsicums they were giving away too so we took 4 that looked good to chop up for advanced freezer supplies saving I would say another $5.

We also purchased from a small supermarket 4 x packets of wholemeal and white bread rolls on clearances saving $3 on usual prices.
 
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I got paid, bills got paid.
Good thing pantry, refrig freezer is full, not much left.
Took big girl pill paid extra on car payment ,loan.
Will have $25.50 to spend weekly for groceries, produce.
Trying to get loan paid off before Christmas.
So that will be extra money for savings account, emergency account.
Money goes into those accounts first.
 

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