5 GOOD REASONS to File for Social Security at Age 62

[Cabin Fever]

I did the math, it made more sense to start SS at age 62. I retired at age 68.

 

[Old Whatshisname]

I saw a different video on this topic and they brought up survivor benefits. If your survivor is younger/healthier than you delaying your own payout can benefit them.
I don't remember the details, and it all sounds overly complicated. I have similar crap to consider with my pension at work. I'm glad I have decades, not years, to think about it.

When I left Boeing, I had an option to set my pension to be paid for the rest of my life (full pension) or for the life of whichever of us (Dawn and me) died last, which would be about $400 a month less payout.

Given that Dawn is 12 years younger than I, and because (statistically) women live longer than men, I chose the latter. I have told Dawn many times that -- if she dies before I do -- I'm going to kill her.