I think the concept is good but reality of finding like minded folks is the difficult part. Building the houses is complex enough without adding in the people.
Plans for 2019?
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I think the concept is good but reality of finding like minded folks is the difficult part. Building the houses is complex enough without adding in the people.
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True, usually a husband and wife almost divorce over home design
yes your truth I started to deal with this issue 7 years ago, since then about 50-60 people have dropped out and only three remained, whose interests and capabilities coincided. We are not super rich, but together we will come out to realize our plans.
Ps. and I also think at first to start building a house, and then looking for a wife, so -50% of the problems ... ha ha ha!)
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Ps. and I also think at first to start building a house, and then looking for a wife, so -50% of the problems ... ha ha ha!)
Отправлено с моего Redmi Note 4 через Tapatalk
Yes talk is cheap, action is the hard part. Many will like the idea until they have to start doing the work. Yes getting the house built before finding the wife will help solve some difficulties. Be prepared to redecorate once you find the wife. In fact go with bare minimum of house hold items until after you get married. You will end up tossing a lot of your stuff because it will not fit in her idea of decorating style. Just a fact of life.
Trump warns shutdown could last 'years,' says he may declare 'national emergency' to build border wall
https://www.foxnews.com/politics/co...eet-at-white-house-as-shutdown-stances-harden
https://www.foxnews.com/politics/co...eet-at-white-house-as-shutdown-stances-harden
Apparently everyone depending on their tax returns will be seriously effected as well if the shutdown continues into febuary.to me.that iincludes paying on their mortgage or paying it off..
Millions face delayed tax refunds, cuts to food stamps as White House scrambles to deal with shutdown’s consequences
https://www.washingtonpost.com/busi...898adc28fa2_story.html?utm_term=.4452093e5365
Edit
Riots Loom As Food Stamp Cash Will Run Out By End Of January If Government Shutdown Continues
https://www.zerohedge.com/news/2018...ll-run-out-end-january-if-government-shutdown
Millions face delayed tax refunds, cuts to food stamps as White House scrambles to deal with shutdown’s consequences
https://www.washingtonpost.com/busi...898adc28fa2_story.html?utm_term=.4452093e5365
Edit
Riots Loom As Food Stamp Cash Will Run Out By End Of January If Government Shutdown Continues
https://www.zerohedge.com/news/2018...ll-run-out-end-january-if-government-shutdown
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I plan to keep on keeping on. Nothing major or new. Freeze dried goods added to the pantry, finish unfinished projects around the home, try my best to keep up with the businesses work load. I would like to squeeze in more time for using the Jeep and the camper this year too. Should probably move that last line higher on the list!
People are going to riot receiving SNAP or not, many left wing organization are funding this crap with the flame throwing media pushing the agenda. Portraying the rioters as starving citizens is a common tactic the left has employed since Trump was elected, it's all a crock of **** in spades!
Don't forget the one's that's depending on their tax returns to pay on.or pay off their car notes mortgages to what ever.they stand to lose more then the folks on food stamps. To me that means a increase in rioting
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I don't ever watch CNN, but mom does and I saw they were actually running a ticker on how long the shutdown has been going. Fueling the fire.
My way of looking at this is those hoping to use the tax return to pay off something are not going to riot. They are responsible people and will just continue making their payments. They know that sooner or later they are going to get their tax returns, so why chance a prison sentence for rioting. Jm2c
I agree on them being responsible. But yet not all of them are.
Yes there will be many that will be unhappy with the delay but I don't see them marching and rioting. The ones you will see in the street will be the welfare people that have not set aside anything for just such a situation. They will be primarily Democrats and no lost votes for President Trump but a real problem for N&C. I know my son's are looking forward to their returns but I don't see them marching. They will simply adapt and wait, like most people.
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I was taught to never get money back. That just means you are giving the gov't your money all year. Change your w4 so you get it during the year
I always looked at it as a savings plan. Sure, most accountants say there’s no interest on your money, but for the average American out there if they get that extra money it is spent right away. If your disciplined enough to put it away in a savings that draws interest then that’s great, but most aren’t, so at least it’s a way to build some kind of emergency fund. I remember my son was talking with his wife’s father around tax time. He was talking about getting a big refund soon so my son said ‘that’s great, you can pay off your car’. He replied, ‘that’s not how these things work, I’ve been wanting to buy that new four wheeler for a long time now’. I guess you can’t fix stupid....
My first husband would always tell me how he wasn’t going to give the government interest free money for a year. He wanted all of his up front, so he could put it in a savings account and let it earn money for the year.
The problem with that was, he never got to the second part. He got his money and spent it... and then some.
The problem with that was, he never got to the second part. He got his money and spent it... and then some.
I am by far no financial guru, but I can do simple math. The fact is you need to set aside some of your income for emergencies and/or investing. I don’t care what the income is, large or small, something needs to be put away. I’m really suprised at how few adults in this country can manage money. Don’t they teach anything worthwhile in schools? Almost everyone I know has no savings and carries credit card debt. Both are recipes for how to stay poor for the rest of your life. Life is going to be full of emergencies from car problems to sickness and being off work. If you don’t have any savings your forced to go even deeper into debt and ensuring the cycle continues. It seems the old saying about money burning a hole in your pocket holds true for most people. They can’t resist buying that next instant gratification thing.My first husband would always tell me how he wasn’t going to give the government interest free money for a year. He wanted all of his up front, so he could put it in a savings account and let it earn money for the year.
The problem with that was, he never got to the second part. He got his money and spent it... and then some.
Luckily I have one kid out of four that is pretty good with money. He went to buy a new living room set yesterday. The store was shocked when he didn’t want to finance it. The lady said they have old people pay outright sometimes, but never anyone younger. Another thing that impressed me was a comment he just said to me. Our business has been good so we decided to upgrade our phones before the end of the year, to help with taxes. He picked out the latest ones for everybody and was so excited about it. After a week of carrying it around he realized it’s just a phone and doesn’t make much difference in the big scheme of things. He said he will remember that the next time he gets excited about any new toy. Made me proud....
I think at the moment the average personal debt in the UK EXCLUDING mortgages is about £15,000 per person , that's purely credit card debt. makes me wonder who's got mine and the wife's because we haven't got any.
Sounds like your son is getting it. May I ask how old he is? My kids haven’t got it yet. I am hoping and praying they do before it’s to late.
Hey, I use credit cards too. I just ALWAYS pay it in full each month. I also only use cards that give you reward points back. I just got seven #10 cans of freeze dried foods using some of those points. I prefer a bank giving me something vs the other way around.
He is thirty, and seems to understand it now. Unfortunately there are three others that probably never will. One spends it before she gets it. Another makes an amazing amount of money but manages to spend more than they bring in, and the other is so so. It’s like the saying about leading a horse to water but you can’t make them drink. The best we can do is show them reasoning and hope they pick some of it up along the way.
we used to have a saying here" cut your cloth according to your pocket" but everyone wants stuff NOW and they just put it on the plastic never knowing when they can pay it back, seems to be what the 21st century is all about, stuff, stuff and more stuff.
The wife and I are completely debt free except the car and it is almost paid off. We have a credit card but pay it off every month. we use it for the travel points and for building our credit rating. The credit card is there for a major emergency. We also set aside cash every month, for the petty surprises. My oldest son is real good with money and will be debt free (except for his house) this year. My youngest son is still working on his debt but does make some bad financial decisions. We are not stuff buyers but doe have our hobbies. The wife makes jewelry and I prep.
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I'm very happy my daughter and husband of 1 year are good with money since he's been off work for 6 months because of his knee injury
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We have 4 more mortgage payments.
When my husband's partner ran out and left us with all the restaurant bills and taxes, it put us behind. I would love to get my hands around that guys neck. We paid all the the back salaries etc. Sooo.
We are seeing the end of debt though. The house is the main one. What's sad is that our health insurance is more than our mortgage .
When my husband's partner ran out and left us with all the restaurant bills and taxes, it put us behind. I would love to get my hands around that guys neck. We paid all the the back salaries etc. Sooo.
We are seeing the end of debt though. The house is the main one. What's sad is that our health insurance is more than our mortgage .
I think the best advice I could give to anyone just starting out is to not go into debt and live below your means. The reality though is they would all think I’m an old kooky prepper....
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I have credit cards for emergencies, and do have a balance presently because of several emergencies that happened in the last year. I try to pay them back down as fast as possible, and should be debt free again in another month.
Life isn’t perfect and as they say ‘**** happens’. The most important thing to remember is to not use them on a normal basis. If you do get a balance work at paying them off as best you can. What is bad is when so many run a balance on them as the normal day to day. The interest rates on them are horrible.
I see credit card rates as high as 30%. I have to ask myself, who would agree to give me 30% of every dollar they spend, but they gladly do it every month to the credit card companies. I just shake my head in disbelief. When I was in school, they taught about simple interest and compound interest but the younger generation (remember I am old) does not appear to have clue.
Loan sharks aren’t even that greedy!
