Sadly for me it is difficult to know who is ungrateful until after you help them. I am by no means gullible, but as an honest ethical person I tend to look for that in others.
For insurance I drive a lot. I frequently let others out in traffic. Particularly if it really doesn't imped me. I get less and less nods and waives as a thanks these days. Kindness not weakness will probably be my undoing.
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