This afternoon I got a call from the sales lady at the local Toyota dealer. They got a new Tacoma 4x4 in today and she knew I was interested. So, I made the 50 mile drive over there to see it. Long story short, tomorrow I will be bringing it home. And I won't have to borrow a dime! Car dealers are so desperate for used cars right now that they gave me 3,000 over NADA book value for my car, and I have just enough cash saved up to cover the rest. If you're looking for a brand new vehicle, now is the time to buy. The value of your trade in is going up faster than the price for new vehicles.